By authorizing four new Small Business Lending Companies (SBLCs) to participate in its 7(a) loan program, the SBA is helping bridge the financing gap for entrepreneurs in low-income and rural areas…

For new owners, the post-acquisition period is not just about settling into operations; it’s about setting the foundation for sustainable growth and leadership…

With its favorable terms, lower down payments, and extended repayment periods, an SBA loan provides an accessible pathway to ownership. However, as with any major financial transaction, there are pitfalls…

Small businesses have faced a challenging lending environment over the past few years, with rising interest rates, inflation, and tightened access to credit.

The Federal Reserve controls short-term interest rates, aiming to influence borrowing costs and stimulate economic growth. However, long-term loan rates, including those tied to SBA-backed loans, respond to broader market forces like…

SBA Express Loans are tailored to meet the unique needs of small businesses, offering several advantages over traditional funding options…

Natural disasters can strike without warning, leaving businesses scrambling to recover. From hurricanes to wildfires, these events often result in damaged property, disrupted operations, and significant financial strain…

With a platform emphasizing deregulation, tax cuts, and adjustments to trade policies, Trump’s agenda promises opportunities—but not without challenges.

The true value of an SBA loan lies not just in obtaining it but in how effectively you use it.

Two primary financing options—Working Capital Loans and CapLines—are designed to cater to distinct needs. 

But how do you know which one aligns best with your business strategy?

One aspect that often causes confusion and concern among borrowers is the "All Business Assets" (ABA) lien, also known as the "All Collateral Rule." 

Non-bank lenders, often referred to as alternative lenders, include a wide range of financial institutions such as…

The SBA SOP is more than just a rulebook; it's a comprehensive guide that outlines best practices for SBA loan programs. This resource helps lenders navigate…

Two of its most impactful initiatives, the 7(a) and 504 loan programs, have played a crucial role in helping small businesses access…

Understanding how the credit matrix works and the factors that influence it can help you improve your chances of...

Last week, the Federal Reserve made a significant move by announcing a 50 basis point (0.50%) rate cut, which is fantastic news for...

Between rising interest rates and a shaky economy, getting access to affordable funding can be...

While both the 504 and 7(a) programs offer attractive benefits, choosing between them depends on...

For first-time buyers, SBA loans offer a range of advantages, such as requiring less equity upfront and providing more...

If you're considering an SBA 504 loan to fund your business growth, understanding how interest rates are determined can give you..