In March 2025, the Small Business Administration (SBA) implemented a key change to its loan eligibility requirements that could significantly impact entrepreneurs, business buyers, and sellers alike. 

For borrowers and lenders alike, especially in regions like Florida where environmental factors often carry extra weight, this shift could impact timelines, costs, and loan eligibility in unexpected ways.

On March 10, 2025, the U.S. Small Business Administration announced a bold commitment: cutting $100 billion in federal regulations that disproportionately affect small businesses…

One of the most compelling elements of the initiative is the promise to slash $100 billion in regulation. The SBA’s Office of Advocacy will identify and remove rules that have historically…

This framework allows financial institutions to apply their existing lending practices—those used for similarly sized, non-SBA loans—when…

With the SBA now facing scrutiny over its lending practices, business owners should take a strategic approach to securing funding and managing risk…

Under new leadership the agency is implementing new policies aimed at increasing efficiency, tightening lending standards, and…

SBA loans remain the gold standard for long-term business growth, offering the lowest interest rates, largest funding amounts, and structured repayment plans that provide…

This deduction, set to expire at the end of 2025, has fueled small business growth, job creation, and economic expansion…

While inflation has moderated, it remains above the Fed’s 2% target, leading the central bank to take a wait-and-see approach.

Recent policy shifts have raised concerns among small business owners about the impact of federal funding freezes on programs like SBA loans, grants, and disaster relief funding…

For small businesses seeking capital, traditional bank loans and venture capital aren’t always the best fit. Enter SBIC funds—a unique financing tool that blends flexibility with growth potential. 

Recently, the Small Business Administration (SBA) 7(a) loan program has experienced a remarkable surge in lending activity. This surge is fueled by a combination of..

Jacksonville, Florida, is experiencing a surge in growth and development, transforming its business landscape and creating a wealth of opportunities for small businesses…

By authorizing four new Small Business Lending Companies (SBLCs) to participate in its 7(a) loan program, the SBA is helping bridge the financing gap for entrepreneurs in low-income and rural areas…

For new owners, the post-acquisition period is not just about settling into operations; it’s about setting the foundation for sustainable growth and leadership…

With its favorable terms, lower down payments, and extended repayment periods, an SBA loan provides an accessible pathway to ownership. However, as with any major financial transaction, there are pitfalls…

Small businesses have faced a challenging lending environment over the past few years, with rising interest rates, inflation, and tightened access to credit.

The Federal Reserve controls short-term interest rates, aiming to influence borrowing costs and stimulate economic growth. However, long-term loan rates, including those tied to SBA-backed loans, respond to broader market forces like…

SBA Express Loans are tailored to meet the unique needs of small businesses, offering several advantages over traditional funding options…